DeFi

DeFi is short for “decentralized finance,” an umbrella term for a variety of financial applications in cryptocurrency or blockchain geared toward disrupting financial intermediaries.

Characteristics

Disintermediated: People can have direct control over their assets.
Non-custodial: Reduces the risks of censorship, dependence on monetary policies or losing money from centralized hacks.
Open: DeFi is the first sign of financial hope for unbanked populations.

Applications

CBDC Stablecoins
Payments
Accounting

DeFi principles answer true economic constraints

DeFi is a strong adoption case for the blockchain technology, based on economic agents autonomy, inclusivity. Services aim at being swift, transparent and available 24/7.

Users can access any financial services while technology facilitates inclusion. No constraints linked to identity or situation, no hidden terms other than the ones displayed on the smart-contract.
Individuals are free to innovate and deploy their own services on-chain. A common basis of open-source code for improving and deploying services, limiting market cartelization.

DeFi

Banque de France

The French national bank, Banque de France, is conducting an experiment on the use of blockchains and digital assets.

DeFi

Resources & Support

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